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    Personal Insurance
    We offer insurance for individuals and families, including customized coverage, to fit your lifestyle.
    View All
    Personal Insurance QuotePersonal Insurance Quote
    Homeowners
    Auto
    Life Insurance
    High Net Worth
    Umbrella
    Flood
    Boats / Watercraft
    Classic & Exotic Cars
    Motorcycle
    RV/Trailer
    Powersports
    Earthquake
    Jewelry
    Landlords
    Condo
    Course of Construction
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    • Autos, Cars & Trucks
    • Homeowners
    • High Net Worth
    • Life
    • Umbrella
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    • Boat
    • Flood
    • Golf Cart
  • Business Insurance
    Business Insurance
    We provide small businesses with a variety of different coverage & policy options that fit their needs.
    View All
    Business Insurance QuoteBusiness Insurance Quote
    Builders Risk
    Business Interruption
    Business Owners Policy
    Commercial Auto
    Commercial Property
    Commercial Trucking
    Contractor’s Tools and Equipment
    Cyber Liability
    Directors & Officers
    Employment Practices Liability
    Equipment Breakdown
    Excess / Umbrella
    Garage Keepers Insurance
    General Liability
    Hired & Non-Owned Auto
    Inland Marine
    Liquor Liability
    Package Policy
    Product Liability
    Professional Liability E&O
    Real Estate Investments
    Special Events
    Surety Bonds
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503-238-0500
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Hired & Non-Owned Auto Insurance

  1. Home
  2. FAQs
  3. Hired & Non-Owned Auto Insurance
  • How is HNOA different from a personal auto policy?

    A personal auto policy typically does not cover business use of your vehicle. HNOA provides the necessary liability coverage for business-related driving of non-owned vehicles, filling the gap left ...

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  • Does HNOA cover my personal vehicle when I use it for business purposes?

    Yes, HNOA provides liability coverage when you use your personal vehicle for business tasks. However, it does not cover physical damage to your vehicle.

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  • Can HNOA be added to an existing business insurance policy?

    Yes, HNOA can often be added as an endorsement to an existing commercial auto or general liability policy, providing an additional layer of protection.

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  • Do I need HNOA if my employees rarely use non-owned vehicles?

    Yes, even occasional use of non-owned vehicles for business purposes can expose your business to significant risks. HNOA provides essential coverage for these scenarios.

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  • What does Hired & Non-Owned Auto Insurance not cover?

    HNOA does not cover physical damage to the hired or non-owned vehicle itself. For protection against damage to the vehicle, you would need comprehensive and collision coverage. ...

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Maurina Hylland Agency
4715 SE Belmont St
Portland, Oregon 97215
Phone: 503-238-0500

Hours: Mon-Fri 8:00am-5:00pm

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Proudly offering insurance services, home insurance, auto insurance, life insurance, and commercial insurance for businesses in all of Oregon, including Beaverton, Bend, Eugene, Grants Pass, Hillsboro, Medford, Portland, Salem, Tigard, Tualatin, Wilsonville, Woodburn and the surrounding areas. Also servicing Washington including Bellevue, Everett, Kennewick, Kirkland, Seattle, Spokane, Tacoma, Vancouver and the surrounding areas.  View all service areas.

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DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Read your policy or consult with your agent for details. Your eligibility for particular products and services is subject to final underwriting and acceptance by the insurance company providing such products or services.

This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Be sure to read the policy, including all endorsements, or prospectus, if applicable.

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